Please help me with a payment plan for my debt.?

Hmm, I'd focus on paying down the bank draft and card, since they will continue to charge you interest, while the personal loans won't, right (I'm uming personal loan = money from friends or family)? Also, you might be able to negotiate a smaller amount and/or lower interest to pay to the bank and card - give them a call, its worth a try. The personal loans I might try to pay off via labor if my friends were up for it, e.g. offering to clean homes, run errands, etc. - it may seem awkward at first, but your friends will likely appreciate the offer.